Association Consulting, Inc.
Association Consulting, Inc.
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    • Home
    • About
      • About
      • Professional Positions
      • Publications
      • Presentations
    • Services
      • Services
      • Consulting
      • Expert Witness
    • Resources & Data
      • Resources & Data
      • CAI
      • Fannie Mae & Freddie Mac
      • HUD, FHA & VA
      • Census, Federal Data
      • FEMA
      • Federal Housing Finance
      • Risk Scoring/Parametrics
      • State Homeland Security
      • Annotated Resources
    • Newsletter
    • Contact
  • Home
  • About
    • About
    • Professional Positions
    • Publications
    • Presentations
  • Services
    • Services
    • Consulting
    • Expert Witness
  • Resources & Data
    • Resources & Data
    • CAI
    • Fannie Mae & Freddie Mac
    • HUD, FHA & VA
    • Census, Federal Data
    • FEMA
    • Federal Housing Finance
    • Risk Scoring/Parametrics
    • State Homeland Security
    • Annotated Resources
  • Newsletter
  • Contact

About

Clifford J. Treese, CIRMS®

Clifford Treese is a nationally recognized leader and consultant providing data driven solutions on underwriting, risk management and insurance for community associations (condominiums, cooperatives, and planned communities).


Treese has a substantial background in all aspects of community association operations. He has worked with developers and general contractors on all phases of association development, including the development of infill housing for condominiums and cooperatives using conventional financing and FHA mortgage insurance programs.


Cliff has authored publications concerning associations; provided consultation for associations and for industry and government professionals; taught seminars on association risk management, insurance, and operations; and presented at conferences in the U.S. and other countries on a broad range of issues of importance to the association industry.


A past national president of the Community Associations Institute (CAI) and of its Foundation for Community Association Research (FCAR), he is also a member of CAI’s Federal Legislative Action Committee. He has over three decades of involvement in the Institute’s professional management development programs.


Cliff is a two-time recipient of CAI’s highest award of recognition for contributions to the industry, the Distinguished Service Award.


A graduate of Stanford University, he attended graduate school at the University of Chicago.


He holds the designation of CIRMS® (Community Association Risk Management & Insurance Specialist).

Professional Positions

Founder/President 

Association Consulting, Inc. 

2013 – Present


Consulting, expert witness and lender approval/re-approval services for community associations and industry professionals concerning underwriting, risk management, and insurance and other aspects of the development, governance, and operation of those associations.

Founder/President

Association Data, Inc. 

2002 – 2023


Company that developed and licensed its online software to community association management companies for use in reports required for the sale, resale, financing and

refinancing of homes in the community associations they managed.

Chief Operating Officer

President Residential Division

Chaney Brooks & Company 

Hawai'i 1996 – 1999 


Community association management company, managing 28,000 housing units and 4,500,000 square feet of commercial space in Hawai’i.

Vice President

Condominium Insurance Specialists of America 

Illinois, 1987 – 1996


Risk management and insurance for residential and mixed-use community associations.

Founder/President

CEM Properties, Inc. 

Illinois, 1983 – 1986


Construction and renovation of multifamily residential properties and commercial properties.

Founder/Vice President

Metropolitan Resources Group

Illinois, 1979 – 1983


Syndication, rehabilitation, and marketing of multifamily residential properties under conventional and FHA financing.

Publications

Primary CAI Publications about Associations

Insurance – How Community Associations Protect Themselves

Risk Management, 2nd Ed. – How Community Associations Protect Themselves

Managing and Governing – How Community Associations Function


Also find at www.caionline.org

Primary Contributor

CAI Risk Management Professional Exchange and CAI Community Association Lawyers Exchange

CAFACTS Newsletter

Treese produces this weekly Newsletter that includes summaries, Treese Notes and hyperlinks to articles and other information on current issues, recent legislation, legal cases, and resources concerning the community association industry and other issues.

Community Association Information & Data

Clifford Treese conceived of the CAI Community Association Fact Book, now the leading industry compendium of national and state data on the number of community associations in the U.S., and has served as author and General Editor of the Fact Book since its inception.

Community Association Risk Management & Insurance

  • Community Association Project Standards for Insurance and Risk Management (primary consultant and reviewer), Freddie Mac (Federal Home Loan Mortgage Corporation), 2015
  • Leadership and Cooperative Disputes: How Understanding Interests, Rights and Power Can Bring Better Solutions, published by Cooperative Housing Journal, National Association of Housing Cooperatives, 2002
  • Purchasing Insurance for Common Interest Community (with Professor Katharine Rosenberry), Wake Forest Law Review, 1992

Community Associations History, Operations & Governance, U.S. & Other Countries

  • U.S. Housing in Historical Perspective, CAI Law Seminar, 2011
  • United States Condominiums – An Important Extension of Homeownership and Community Governance, for Renmin University, Beijing, China, October 2008
  • U.S. Perspectives on Community Associations, for Griffith University Conference on Strata Titles, Australia, September 2007
  • Telework, Technology and Community Associations (primary author), CAI Law Seminar, 2006
  • Comparative Perspectives on Government and Community Associations (primary author), CAI National Conference, 2005
  • Residential Development Handbook (Third Edition) (contributing author), published by the Urban Land Institute, 2004
  • Changing Perspectives on Community Association Mortgage Underwriting and Credit Analysis, published by the Research Institute for Housing America, 2001
  • M100 Introduction to Association Management (contributing author), Community Associations Institute
  • Audit Risk Alerts (contributor), AICPA Common Interest Realty Associations, 1994-2008

Presentations

CAI Community Association Insurance Masters, 2008 – 2024

Treese has initiated, facilitated panel members’ preparation for, moderated panels, and presented at numerous community association risk management and insurance programs at national and chapter CAI Law Seminars on a range of topics:

As an example, at the CAI 2024 Law Seminar:


“Apocalypse Soon Part 2: Termination and Dissolution of a Community Association – Risk Management and Insurance Issues”. Las Vegas, NV. February 16, 2024.

International & Governmental Presentations & Consultations

Treese has presented keynote addresses, taught seminars, and provided consultation in the U.S. and in China, Western Europe, Eastern Europe, Russia and Australia for various housing organizations including the European Network for Housing Research (ENHR). In matters relating to development, risk management and insurance in community associations, he continues to work with private and public entities in the U.S. including Freddie Mac, Fannie Mae, FHA, HUD Division of Housing & Demographic Analysis, and FEMA.


EXAMPLES:


1.0  Hawai'i Real Estate Commission & Hawai'i Chapter of CAI joint annual Condorama XIV, online, April 19, 2025:


"California Wildfires:  Community Association Risk Management & Insurance in Hazardous Times" (see copy of presentation HERE)


2.0  Renmin University, Beijing, China, October 25, 2008:


“United States Condominiums – An Important Extension of Homeownership and Community Governance.” Hosted by SunYat-sen University, China; Tongji University, China; sponsored jointly with George Washington University, USA. 

Copyright © 2025    Association Consulting, Inc. /  CAFACTS Newsletter                                                      All Rights Reserved

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